“One job: your claim, paid in full.
Four kinds of damage, one process. We inspect, document, file and negotiate. You get one number to call and one person who answers.
Pick the damage. Each page says what the insurer misses and what we document.
Every claim gets the same work.
The insurer's adjuster is on site for twenty minutes. We are on it until the check clears.
- Your policy read in full: coverages, endorsements, exclusions, deadlines
- Drone photos of the roof, top down and each slope
- Thermal camera scan of walls and ceilings for hidden moisture
- Moisture meter readings, logged room by room
- Test squares and chalk marks on the roof, photographed
- A line item estimate in the format insurers use
- The claim filed, every call and letter logged
- Negotiation with the insurer's adjuster until the number is right
- Reopen or supplement when a paid claim came up short
- Plain updates from us, at every step
The fee, set by Florida law.
Nothing up front. Our fee is a share of what the insurer pays you, and the statute caps it.
20 percent on a normal claim. 10 percent for the year after a Governor declared state of emergency. Nothing if the claim was already paid before you signed with us. No recovery, no fee. Cost questions, answered.
“A public adjuster may not charge, agree to, or accept from any source compensation, payment, commission, fee, or any other thing of value in excess of: 1. Ten percent of the amount of insurance claim payments or settlements, exclusive of attorney fees and costs, paid to the insured by the insurer for claims based on events that are the subject of a declaration of a state of emergency by the Governor. This provision applies to claims made during the year after the declaration of emergency. After that year, the limitations in subparagraph 2. apply. 2. Twenty percent of the amount of insurance claim payments or settlements, exclusive of attorney fees and costs, paid to the insured by the insurer for claims that are not based on events that are the subject of a declaration of a state of emergency by the Governor.”
Florida Statute 626.854(11)(b)
Free assessment
Tell us what you found. We look at it, tell you what it means, and you decide.